Workshop & fit-out finance
Workshop equipment finance, from welders to fit-outs.
Welders, compressors, solar, IT and workshop fit-outs. If it earns money for the business, there's usually a lender for it.
- No credit check to enquire
- 49 lenders on the panel
- Typical approval 24–48 hours
Times are typical, not guaranteed.
What you need
Commonly financed
- Welders and compressors
- Workshop fit-outs
- Solar
- IT and office equipment
Good to know
- I'll tell you straight
- Not everything is financeable. If the amount or the asset doesn't suit the panel, I'll say so on the first call and point you somewhere better.
- Small amounts considered
- Asset finance is usually best value from around $10,000 upwards. Below that, I'll honestly tell you if something else suits you better.
- Business use
- It runs through your ABN, and the enquiry checks your GST status against the Australian Business Register.
FAQs
Workshop & fit-out finance questions.
The questions I get asked most. Anything else, call or text me.
Reviewed by Rabi Alam · 14 September 2026
Enquiries start from any amount, but asset finance is usually best value from around $10,000 upwards.
Below that, a dedicated asset loan often isn't the cheapest way to buy, and I'll say so honestly if something else suits you better.
For most business asset finance, yes. Lenders generally look for an ABN that is registered for GST.
The enquiry checks your GST status against the Australian Business Register. If you're not registered yet, send the enquiry anyway and I'll tell you plainly what options there are.
Source: GST on the ATO website
Conditional approval typically comes back in 24–48 hours once I have what the lender needs, and many deals settle within 3–7 days.
The biggest variables are how quickly documents come back, the supplier's paperwork and, for private sales, the PPSR check and inspection.
Every cost is disclosed in writing before you apply: any broker fee is set out in your Credit Quote, and any commission the lender pays is set out in your Credit Proposal.
Lender fees such as application or valuation fees are shown up front too. Ask me on the first call and I'll tell you exactly what applies to your deal and how it's worked out.
Source: Emu Money Credit Guide